INTRODUCTION
FourBros Contracting sincerely believes that our employees are our greatest asset. Offering a competitive and affordable employee benefits package is a top priority.
NFP is a leading insurance broker and consultant that provides employee benefits, property and casualty, retirement, and individual private client solutions through licensed subsidiaries and affiliates. You're employee benefits will be managed by the team at NFP. By partnering with NFP, we are committing to continuing to improve the employee benefits experience for all our employees. For more information about NFP, visit www.NFP.com
Annual enrollment is your opportunity to learn about your health care benefits, review your current coverage and choose the best options for you and your family.
Your Medical plan year runs from December 1, 2024, through November 30, 2025.
Your Dental, Vision, STD and LTD plan year runs from April 1, 2025, through March 31, 2026.
Please review all Benefits Overview Information.
BENEFITS OVERVIEW
- Medical Benefits Summary - UPMC Gold EPO $1,000 $40/$50
- Medical Benefits Summary - UPMC Gold MCA EPO $1,250
- Dental Benefits Summary - Guardian Dental Benefit
- Vision Benefits Summary - Guardian Vision Benefit
- Guardian - Short Term Disability Summary
- Guardian - Long Term Disability Summary
How do I find an In-Network Provider?
Use the Helpful link below!
HOW TO ENROLL
Current Employees:
- If you'd like to change your existing coverage or make new elections, you must do so by December 20th.
- Your current medical, dental and vision elections will carry forward at renewal if you don't make a new election.
New Hires:
- You should receive a login email for Employee Navigator to make your benefit elections.
CONSIDERING MEDICARE COVERAGE?
Medicare Services from NFP
NFP is proud to support you when it comes to Medicare and understanding your coverage options.
Our team has served as a trusted advisor in the individual markets for over 20 years and is comprised of experienced and knowledgeable licensed agents who specialize in Medicare coverage. We offer independent and individualized consultations to help you to:
• Understand your coverage options
• Determine if you are eligible for subsidies to lower your healthcare costs
• Establish a timeline for applying for coverage
• Choose a plan that fits both your lifestyle and your budget
• Find coverage that allows you to access the doctors and hospitals you want most
• Enroll in the plan that works best for you
And the best part is, there is never a fee for our services!
COMPLIANCE REQUIRED DOCUMENTS
Below you will find employee compliance documents:
- Employee Benefit Notices - Health Plan Compliance Notices
- Summary Plan Description (SPD) Effective January 1, 2025
ADDITIONAL RESOURCES
NFP CONTACTS
For Service questions and needs such as:
- Understanding what your medical, dental or vision benefits cover
- Help finding in network providers
- Assistance with prescription or pharmacy issues
- Questions regarding bills you receive from your doctor, hospital, dentist, optometrist or lab
- Claims you believe haven’t been paid properly
Client Contacts
Jamen Davidovich
fourbroscontracting@yahoo.com
4125586752
Account Team Contacts
Casey Maschue
Producer / Sales Consultant
casey.maschue@nfp.com
814-289-4228